From Zero to Millionaire – Your Ultimate Wealth Plan

I became a multi-millionaire in my 30s:

  • No hacks
  • No inheritance
  • No family money
  • No get-rich-quick plan

If you’re in your 20s, here’s the exact playbook I would use to do it.

Own Your Sh!t

Unless you win the lottery, nobody is going to hand you $1 million.

You have to own your life:

  • Know what you want
  • Understand what it takes
  • Do the work. Day in. Day out

Invest in Yourself

Wealthy people never stop learning:

  • Books
  • Coaches
  • Online courses
  • Business teachers

They spend money to make money.

Instead of focusing on the $10,000 cost, focus on the $100,000 you’ll make from it.

The Right Degree

It’s all about supply and demand.

Pursue a degree in an emerging quantitative area:

  • AI
  • Big-Data
  • Computer science
  • Crypto technologies

You want to develop skills that stand out from the crowd and will become rare skills when developed.

Build your knowledge:

  • Books
  • Newsletters
  • Online communities

Build Rare Skills

To turn your quant skills into rare skills, study how to:

  • lead
  • network
  • write well
  • speak publicly
  • market and sell

Quants avoid these areas.

You’ll stand out when you combine them, and they’ll contribute to your goal of becoming a Topic Authority.


To be successful, you’ll start a business later, which will require leadership skills.

To be a leader, focus on:

  • Trust
  • Humility
  • Execution
  • Decision making
  • Inspire followership
  • Vision and communication


You’ll need to network for a few reasons:

  • Land the key job
  • Build your following
  • Establish your authority

Whether you’re introverted or extroverted, you can network.

Learn to Write

When you build in public, which you are going to do, how you write will set you apart.

What, and how, you write will determine if you become a Topic Authority:

  • Read
  • Write often
  • Study the best

Public speaking

Next to writing, public speaking will differentiate you more than any other skill.

Not many people who are quant heavy focus on how to speak in public.

By adding this to your toolkit, you’ll continue to differentiate yourself.

Differentiation is Money in the long-run. It helps you stand out.

Build Followership

While you’re going to school, get started on:

  • TikTok
  • Twitter
  • Medium
  • LinkedIn

Start with one platform and establish yourself as an expert by going deep.

When you have, expand to other platforms and learn how to share your content across them.

Let me share with you how I’m doing this:

I have a Podcast and a Newsletter.

The podcast will be published on YouTube and RSS feeds.

Each week, I’ll write three threads on Twitter, which tie (1) the Podcast and (2) the Newsletter long-form content.

Each of those threads will be repurposed as a Carousel on LinkedIn, TikTok, Instagram and YouTube with music added.

Components of those threads will be turned into audio visual reels that will be used on LinkedIn, TikTok, Instagram and YouTube.

Each piece of content will be used across multiple platforms in multiple ways.

Leverage Followership

As you approach graduation, leverage your followership into a position with a leading company.

By doing the above, you’ll set yourself apart from your classmates.

Leverage your performance, network, and social media to land the best job you can.

Leverage Your Job

Use your position to continue to expand your authority and credibility.

Continue to read, study, and participate in online communities.

Study the best people in your company and take on as many sink or swim opportunities as possible.

Build a Business

Once you’ve established credibility and authority, start your side hustle(s):

  • newsletter
  • consulting role
  • courses and cohorts
  • online learning community

Focus on one to begin with and add all of them to your playbook over time.

Monetize your Business

Once you’ve achieved success, you can monetize your business.

If you have a team and recurring revenue, you can either:

  • Continue to cashflow
  • Pursue an exit strategy

The exit could get you millions and it’s short-term thinking.

Instead, continue to cash flow and leave day-to-day management to your team.

Your role, at this stage, will be to move from Active Leader to Active Shareholder.

You may sell down a certain percentage of ownership to your team to facilitate it.

Now, you’ll collect cheques while the business runs in the background.

Rinse and Repeat

When you’ve done this, you’ll have skill-sets few have,

including how to build a business from scratch in emerging fields,

And, you will still be a subject matter expert and authority.

You can and will repeat this process over and over again.

Buy Real Estate

Use your income and profits to buy real estate.

90% of millionaires get there through real estate—the simplest path for all of us.

We don’t need to be smart enough to be an entrepreneur or launch a startup.

We buy the right assets in the right locations.

Over the next three years, I will use these strategies to build my future in public as a:

  • Writer
  • Podcast host
  • Public speaker
  • Coach and consultant
  • Real estate and venture capital investor

In addition, I’ll help 1 billion people grow: Personally and Financially.

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